Top 5 Most Affordable Yet, Stylish Necklace Options In Fine Jewellery

necklace style options

Do you agree that if it's cheap then it isn't good, and if it's good it can't be cheap? We vote for it too. 

But while you nod your head in agreement, let us tell you— you can still bag some necklaces in fine jewellery that won't burn a hole in the pockets! 

While they aren't cheap as the fashion jewellery, they are quite affordable for regular luxury. 

Difference Between Fine Jewellery And Fashion Jewellery 

Both adorn your finger, ears, neck, or wrist, but there are key distinctions that affect their value, longevity, and overall look. 

Fashion Jewellery:

  • Focused on keeping up with the latest trends and incorporating a wider variety of materials and styles like: bold statement pieces, playful charms, or colorful beads.

  • While some fashion jewellery may use gemstones, they're often less expensive varieties or simulated stones. Basically, the emphasis is on creating an eye-catching design and not the material used.

  • They're made with less expensive materials like plated metals (e.g., gold-plated brass), plastic, glass, wood, or fabric. This makes them accessible for everyday wear and trendy looks.

  • They're not as durable as fine jewellery and can tarnish or break more easily.

  • Designs often change with the seasons and  trends, offering a variety of options to keep your look fresh.

On the other hand…

Fine jewellery is like a piece of art you can wear. It's crafted with precious metals like platinum, gold, or sterling silver (92.5% silver). These metals are known for their durability and resistance to tarnish, ensuring your piece can be cherished for generations. 

Precious gemstones like diamonds, sapphires, rubies, and emeralds are often the show stealer in fine jewellery. These stones are mined, cut, and polished with meticulous care, and their quality is often graded and certified by gemological institutes (like GIA, IGI, SGL).

Hence, unlike fashion jewellery—fine jewellery is an investment. The value comes from the materials, craftsmanship, and the potential for the piece to become an heirloom.

But Which is The Right Choice For You?

Fine Jewellery: Ideal for special occasions, milestone celebrations, or when you want a piece that will last a lifetime. It's also a great investment if you appreciate the craftsmanship and value of precious metals and gemstones.

They are most popular for wedding and engagement rings, gemstone necklaces, or to exude luxury.

Fashion Jewellery: Perfect for adding a touch of personality to your everyday outfits or keeping up with the latest trends. It's also a budget-conscious option for experimenting with different styles.

Example: Cufflinks, bead bracelets, and chunky pieces.

Now that you've chosen to read further - you deserve to check out the most affordable fine jewellery necklace styles. So here we go!

Top 5 Pocket-friendly Necklace Styles

While fine jewellery isn't synonymous with "cheap," there are stunning pieces that fit within a budget dedicated to affordable luxury.

1. Station Necklace: 

A station necklace is a timeless classic, featuring a chain punctuated with evenly spaced gemstones or pearls. The beauty lies in its simplicity, making it incredibly versatile. Station necklaces come in various lengths and gemstone sizes, making them suitable for both formal and casual wear. For example — A delicate opal necklace with diamonds or sapphires adds a touch of sophistication to work attire, while a bolder one with larger gemstones can dress up a simple evening outfit. Plus, you can always combine a delicate diamond station necklace with a longer pendant necklace for a trendy, layered look.

Check out this Opal and Diamond Libra Ribbon Station Necklace - too gorgeous with that fire and sparkle, isn't it? 

2. Lab-grown gemstone Necklace: 

Absolutely a new-commer in the market with its incredible benefits over mined gemstones, lab-grown gemstone necklaces are a must-considered option to explore today!  These stunning stones are created in controlled laboratory environments, replicating the natural process but with a smaller environmental footprint. Lab-grown gemstones offer the same fire, brilliance, and durability as their mined counterparts. From lab grown diamonds to vibrant garnet necklace and breezy aquamarine necklace, lab-grown gemstones come in a wide array of colors and cuts, allowing you to find the perfect piece that reflects your unique style. What's a more guilt-free way to indulge in sparkle?

3. Pearl Necklace: 

Pearl necklaces are a timeless treasure, cherished for their natural beauty and enduring elegance. They come in various colors, sizes, and lusters, each offering a touch of understated luxury. A single strand of pearls is a versatile piece, perfect for work or a night out. However, delicate pearls are as stunning and elegant just like this Freshwater Pearl Angel Wings Necklace with Diamonds.

4. Pendant Necklace: 

Pendants can hold personal meaning, featuring birthstones, initials, religious symbols, or even miniature charms. But they need a chain to hang on your neck. Hence the concept of pendant necklaces comes as a comparatively affordable option. 

Also read: Should I Go For A Pendant Necklace Or A Pendant + Gold Chain? Don't Get Chained Down!  

5. Gold Chain: 

A simple gold chain is a fundamental piece in any fine jewellery collection. Its versatility allows it to be worn alone for a touch of understated elegance or used as a base for layering with pendants and other necklaces.  Plus there are no.of gold chains available that caters to every personality and neckline! Trust us - they'll never go out of style and can go with simply anything in your wardrobe!

Sure, it won't be the bargain-basement price tag you might find on fashion jewellery, but these fine necklace styles deliver luxury you can wear every day. Think of it as an investment in timeless elegance, not just a fleeting trend.  

So when are you starting to explore them all? Visit our website now!


1. What is the difference between a pendant and a necklace?
A pendant is a detachable piece that can be worn on a necklace (or a bracelet too!), while a necklace is the chain that goes around the neck, with or without a pendant attached.

2. How to choose the right necklace?
The neck-style of your outfit, your neck length, face shape, length preferences and life-style-everything plays a role in determining the perfect necklace for you.


Speak to an expert

Typically replies within 2-3 minutes


Hi there 👋

How can I help you?